JN0-413 Practice Questions

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NEW QUESTION: 1
You have the following code (line numbers are included for reference only):

You need to ensure that if an exception occurs, the exception will be logged.
Which code should you insert at line 28?

A. Option A
B. Option B
C. Option D
D. Option C
Answer: D
Explanation:
* XmlWriterTraceListener
Directs tracing or debugging output as XML-encoded data to a TextWriter or to a Stream, such as a FileStream.
* TraceListener.TraceEvent Method (TraceEventCache, String, TraceEventType, Int32)
Writes trace and event information to the listener specific output.
Syntax:
[ComVisibleAttribute(false)]
public virtual void TraceEvent(
TraceEventCache eventCache,
string source,
TraceEventType eventType,
int id
)

NEW QUESTION: 2
Underwriting standards in Subprime Mortgage Lending include:
A. Mitigating factors should be present when risk layering features are combined in order to support the underwriting decision and the borrower's repayment capacity
B. Institutions should have a clear policy governing the use of risk-layering features, such as reduced documentation loans or simultaneous second lien mortgages
C. The borrower's debt-to-income ratio should include the borrower's total yearly housing-related payments as a percentage of gross monthly income
D. Stated income and reduced documentation loans to subprime borrowers should be made only if there are clear, documented mitigating factors
Answer: C

NEW QUESTION: 3
An analyst has extracted the following information from the financial statements of Myco:

What is the leverage ratio (total assets/equity) for Myco?
A. Can't say
B. 1.117
C. 2.253
Answer: B
Explanation:
There are two ways to do this. Method 1: TA / Eq = (TA / Sales) x (Sales / Eq) = (1/1.42) x
(13,865 / 8,739) = 1.117.
Method 2: DuPont formula - ROE = (Net income / Sales) x (Sales / Assets) x (Assets / Equity) By rearranging, Assets / Equity = 0.0965 / (0.0609 x 1.42) = 1.116 (rounding error)