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NEW QUESTION: 1

A. Option C
B. Option A
C. Option D
D. Option B
Answer: B

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A. Option D
B. Option C
C. Option A
D. Option B
Answer: A

NEW QUESTION: 3
When determining the premium rates it will charge a particular group, the Blue Jay Health Plan used a rating method known as community rating by class (CRC). Under this rating method, Blue Jay
A. charged all employers or other group sponsors the same dollar amount for a given level of medical benefits, without adjustments for age, gender, industry, or experience
B. was required to make the average premium in each class no more than 105% of the average premium for any other class
C. divided its members into rating classes based on demographic factors, experience, or industry characteristics, and then charged each member in a rating class the same premium
D. was allowed to use no more than four rating classes when determining how much to charge the group for health coverage
Answer: C


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