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NEW QUESTION: 1
An entity obtained a short-term bank loan of US $250,000 at an annual interest rate of 6%. As a condition of the loan, the entity is required to maintain a compensating balance of US $50,000 in its checking account. The entity's checking account earns interest at an annual rate of 2 %. Ordinarily, the entity maintains a balance of US $25,000 in its checking
account for transaction purposes. What is the effective interest rate of the loan?
A. 5.80% D 6.66%
B. 7.00%
C. 6.44%
Answer: C
Explanation:
The US $50,000 compensating balance requirement is partially satisfied by the entity's practice of maintaining a US $25,000 balance for transaction purposes. Thus, only US $25,000 of the loan will not be available for current use, leaving US $225,000 of the loan usable. At 6% interest, the US $250,000 loan would require an interest payment of US $15,000 per year. This is partially offset by the 2% interest earned on the US $25,000 incremental balance, or US $500. Subtracting the US $500 interest earned from the US $15,000 of expense results in net interest expense of US $14,500 for the use of US $225.000 in funds. Dividing US $14,500 by US $225,000 produces an effective interest rate of 6.44%.

NEW QUESTION: 2
現在、企業のユーザーはユーザー名とパスワードで認証されています。 セキュリティ管理者は、セキュリティを向上させるために2要素認証を実装したいと考えています。
この目標を達成するには、次の認証方法のうちどれを展開する必要がありますか？
A. CAPTCHA
B. Smart card
C. PIN
D. Security question
E. Passphrase
Answer: B

NEW QUESTION: 3
You are having a discussion with your customer about survivability. At a branch that has only SIP devices they have deployed a survivable remote Communication Manager and Session Manager on Appliance Virtualization Platform. The customer wants to know what happens when the connection to the Avaya aura core is down.
What are two things you can tell the customer? (Choose two.)
A. Local SIP device cache provides feature functionality
B. SIP telephones fail-over to the Core Session Manager.
C. The Survivable Remote Communication Manager provides feature functionality
D. SIP telephones fail-over to the Survivable Remote Session Manager.
E. The Core Communication Manager provides feature functionality
Answer: C,D

NEW QUESTION: 4
パスワードポリシーを実装したにもかかわらず、ユーザーは引き続き同じ弱いパスワードを設定し、古いパスワードを再利用します。これらのポリシー違反を防ぐのに役立つ技術的管理策は次のうちどれですか？ （2つ選択してください。）
A. パスワードの複雑さ
B. パスワードロックアウト
C. パスワードの有効期限
D. パスワード履歴
E. パスワードの長さ
Answer: A,D