PDX-101 Practice Questions

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NEW QUESTION: 1

A. versioning-suspended
B. versioned
C. versioning-enabled
D. unversioned
Answer: B
Explanation:
S3 buckets can be in one of the three states: unversioned (the default), versioning-enabled or versioning-suspended. The bucket owner can configure the versioning state of a bucket. The versioning state applies to all (never some) of the objects in that bucket. The first time owner enables a bucket for versioning, objects in it are thereafter always versioned and given a unique version ID.
Reference: http://docs.aws.amazon.com/AmazonS3/latest/dev/Versioning.html

NEW QUESTION: 2
Huawei dynamic environment monitoring system, which equipment at the data collection layer can pass the underlying components (UPS, precision air conditioning, etc.) information to the monitoring software?
A. camera
B. server
C. ECC800
D. entrance guard
Answer: C

NEW QUESTION: 3
A bank prices retail credit loans based on median default rates. Over the long run, it can expect:
A. Correct pricing of risk in the retail credit portfolio
B. A reduction in the rate of defaults
C. Underestimation and therefore underpricing of risk in it retail portfolio
D. Overestimation of risk and overpricing, leading to loss of market share
Answer: C
Explanation:
Explanation
The key to pricing loans is to make sure that the prices cover expected losses. The correct measure of expected losses is the mean, and not the median. To the extent the median is different from the mean, the loans would be over or underpriced.
The loss curve for credit defaults is a distribution skewed to the right. Therefore its mode is less than its median which is less than its mean. Since the median is less than the mean, the bank is pricing in fewer losses than the mean, which means over the long run it is underestimating risk and underpricing its loans. Therefore Choice 'd' is the correct answer.
If on the other hand for some reason the bank were overpricing risk, its loans would be more expensive than its competitors and it would lose market share. In this case however, this does not apply. Loan pricing decisions are driven by the rate of defaults, and not the other way round, therefore any pricing decisions will not reduce the rate of default.